Argyo AppsDebt payoff planner: set a date you can work toward
Updated: 2026-10-18 · By Andrei and Nada Argyo, creators of SwissBudget+ in Lucerne.
Plan debt repayments with a clear monthly amount and a payoff date. Keep essentials covered and adjust the plan when your budget changes.
List each debt
Write down each balance, interest rate and required payment from the latest statement. Keep the figures together so you can compare the cost and due dates.
Choose a steady payment
Set an amount that fits after housing, food, bills and a small buffer. A plan you can keep is more useful than an aggressive target that forces you to borrow again.
Review the payoff date
SwissBudget+ includes a debt planner with a projected payoff date. Treat it as a planning estimate: update it when the balance, interest or payment changes.