Privacy Policy

Last updated: 2026-09-13

This policy covers both the SwissBudget+ app and this website. Switzerland's revised Federal Act on Data Protection (revFADP) applies; where visitors are in the EU, the GDPR may apply as well.

1. Who we are

Argyo Apps is a family project run by two private individuals in Switzerland:

Nada & Andrei Argyo
6032 Emmen
Switzerland

All data-protection questions go to hello@argyoapps.ch — we answer them ourselves.

2. The app: data stays on your device

SwissBudget+ stores the budget data you enter on your device, with financial figures encrypted in the app's private storage. You can export a backup and choose where to save or share it.

• No account is needed. No sign-up, email or login is required to use the app.
• Optional usage statistics. Aptabase receives allow-listed usage events only if you opt in. You can switch this off in Settings. The app has no advertising or crash reporting.
• Backups are yours. The app can export a password-protected encrypted backup (.sbk) or a plain JSON export; you choose where they go via your phone's share sheet. It also keeps one rolling daily safety copy inside its own private folder on the device. Save or share exported backups wherever you choose.
• Your phone's own backup. If you have Android's device backup to your Google account switched on, Android may include the app's data in that backup like any other app's. That is a feature of your phone and Google account, governed by Google's privacy policy; we have no access to it.
• Pictures on savings goals. If you attach a picture to a goal, you pick it with your phone's own picture selector and it is copied into the app's storage on the device.
• Permissions. The app uses Google Play Billing for the optional Supporter purchase. Its Android build includes an internet capability for Play Billing and a legacy storage entry from the picture-picker library. Camera and microphone access are blocked in the app's manifest.

3. The optional Supporter purchase

SwissBudget+ is free. There is an optional Supporter unlock — a one-time purchase, not a subscription — that adds extra themes and celebration styles and nothing that affects budgeting. Google Play handles the purchase and manages payment details under its privacy policy. The app asks Google Play whether your Google account owns the unlock, so it can be restored after a reinstall.

4. This website

This site uses no tracking cookies, advertising or third-party analytics. We do not profile visitors or send visit data to analytics or advertising providers.

• Hosting. The site is hosted in Switzerland by Infomaniak Network SA, Geneva, Switzerland. Like any web server, the host writes technical logs (IP address, time, requested page, browser) which exist for security and delivery and are deleted on the host's own schedule.
• No third-party requests. The pages load no external fonts, scripts, or embeds — everything is served from this domain.
• Sharing buttons. The share buttons build a link and hand it to your own device (clipboard, WhatsApp, mail app). Nothing is sent to us when you use them.

5. The iPhone waitlist

If you want to hear about an iPhone version, you send us an email from your own mail app — the button on the site only pre-fills it. We keep that mail (your address, the language you named, the date) in our hello@argyoapps.ch mailbox, hosted by Infomaniak Network SA, Geneva, Switzerland, and use it for two things only: to write to you once when the iOS version is ready, and to count how many people want it.

• No form, no list provider. This website stores nothing and no form service or mailing-list provider is involved: your mail travels from your mail provider to ours like any other email.
• How long. Until you ask us to delete it, or until the iPhone version has launched and everyone has been notified — whichever comes first. To leave the list, reply “stop” to any mail from us or write to the same address; we delete it by hand, promptly.
• Legal basis. Your consent, given by sending the mail; you can withdraw it at any time.

6. Your rights

You may ask us at any time what data we hold about you, have it corrected or deleted, or object to its use. In practice, for the waitlist that means: write to hello@argyoapps.ch and it is done — there is nothing else on file. The app data described above is stored on your device.

You also have the right to complain to the Swiss Federal Data Protection and Information Commissioner (FDPIC).

7. Third parties

The complete list:

• Google Play — distributes the app (package com.swissbudget.app) and processes optional Supporter purchases and restore checks, under Google's own privacy policy.
• Aptabase — receives limited usage events only if you opt in to usage statistics. Its servers are in the EU.
• Infomaniak Network SA, Geneva, Switzerland — hosts this website and our mailbox.

No advertising network, mailing-list provider or CDN is used by the app or this site.

8. Children

SwissBudget+ is a household budgeting tool meant for adults. The iPhone waitlist asks for an email address, which you send from your own mail app.

9. Changes

If this policy changes, the date at the top of this page changes with it. Substantial changes affecting waitlist subscribers will also be sent by email to the address we hold.

10. Contact

Argyo Apps · hello@argyoapps.ch
6032 Emmen, Switzerland